Why Is Obesity Such (online drug store) An Issue For Insurance Companies

October 27th, 2008 admin Posted in health |

By Ben Needles

Whenever we fill in an application form for health insurance, one of the main aspects of your health they will ask is your weight and for information on your diet. Health insurance companies have their own set of guidelines as to what constitutes a healthy weight/height ratio but this doesnt give the whole picture as muscle weighs so much heavier than fat. This means that a person who, on paper, is considered overweight could be perfectly healthy. Adversely, a person who is within the healthy weight range could also have excessive body fat which brings health problems itself.

So, why do health insurance companies have such an issue with our weight? Well, carrying excessive weight puts the body under immense strain. It increases the likelihood that cancer will go undetected while they are hidden under a layer of fat. Lumps are not noticed and symptoms are put down to the everyday disadvantages to being overweight, thus not being picked up as cancer.

Being overweight also puts a huge strain on the bodys internal organs. The heart has to work so much harder to pump sufficient blood and oxygen round the larger mass and diabetes is much more likely to occur when the body cannot convert the junk that is being put into it into anything useful. Obesity brings circulatory disorders such as blood clots into an ever increasing risk the larger a person is.

Added into all these factors is the difficulty of falling pregnant when overweight and the complications that it can lead to while pregnant. Obesity puts mother and baby at risk and will also lead to an increased chance of your child being overweight.

Of course, no one can deny that losing excess weight is easier said than done. But if you can make small changes to diet and exercise then you are on your way. Limiting the junk food, the processed food and fast food is a great start. Replace them with fresh fruit and vegetables and the occasional treat and the pounds will soon drop away.

Small differences to the way we move all help too. Walk up stairs whenever possible instead of taking a lift or escalator. Get a cordless phone and walk around while talking instead of sitting down. Stand and do the ironing while watching TV or even invest in some home gym equipment you can use whilst watching TV will all help. If you dont want to go to this expense, simply take a little time out of each day to walk, or even be a little more energetic when youre doing the housework - it all adds up to a healthier you.

Its no wonder that people have become overweight when you look at how our lifestyles have changed over the years. We now live in an age of convenience.
Convenience foods, convenience equipment, cars all designed to speed up what we can achieve in a day but at the same time making us fat and lazy. We feel conditioned to cramming a certain amount into our day but we also feel conditioned to look a certain way and it just isnt happening.

Me time is a phrase that has been coined by the media in recent years as one of the things that has gone out of the window in our crazy times and apparently it is something we should all be striving to get back again. However, that doesnt mean that we have to fill that me time with sweaty gym workouts or five mile jogging sessions.

At the end of the day, to lengthen our lives and lower our health insurance premiums, we would do well to eat fresh and healthy and move a little more. It cant hurt to try.

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About the Author (text)

Health expert Catherine Harvey looks at the way our diet and lifestyle affect our health insurance premiums as well as our quality of life. To find out more please visit http://www.health-on-line.co.uk/

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Why Weight Training is a Great Idea for Anyone
By Timothy Nugent

Exercise experts these days tell us that we need to perform a variety of exercises to keep our bodies in tip-top shape. Not only do we need to work out hard enough to get and keep our hearts pumping, we also need to lift weights and do regular stretching.

All of these components work together to provide different health benefits. Stretching may improve balance, making it less likely we’ll fall and break a hip in old age, while cardio training keeps the heart strong and may protect against heart attacks and other health problems.

When it comes to lifting weights, there are a ton (pardon the pun) of good reasons you should be pumping iron if you’re not already.

If you’re trying to lose weight, you might have heard that a pound of muscle burns more calories to maintain itself than a pound of fat does, so getting more muscle on your frame will help you lose weight. Lifting weights also strengthens your bones and may help prevent injuries such as slip and fall accidents, again thanks to improvements in balance you’ll feel from lifting regularly.

And it almost should go without saying, but lifting weights makes you stronger. Bodybuilding will give you greater endurance in other activities as well as more energy, both for working out and for all the other things you need to do during the day.

If you’re worried that lifting weights will give you the physique of one of those scary Venice Beach bodybuilders, don’t worry. It’s actually very difficult for women to get really ripped looking (it usually involves chemical interventions), and it’s not that easy for men, either.

Instead, you’ll end up looking longer and leaner if you’re a woman lifting weights. Men will show visible muscles much more easily than women do, but most of them don’t mind that much. The point is that there’s nothing to be afraid of when it comes to lifting weights.

You don’t even have to join a gym or buy a lot of expensive equipment to get started. There are some moves you can do just with your body weight or with a couple of different weights of dumbbells, especially if you’re new to lifting. Over time you’ll probably want more to play with, but the basics are pretty darn basic.

So don’t be afraid of weight lifting — it’s actually an important part of building a healthy body and living a healthy life for as long as possible.

Tim Nugent is the author of the Fast Muscle Formula, a guide to weight loss, fat burning and muscle development that makes it easy for anyone to lose weight. Learn more at www.tsnmaymembers.com.

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